Central Texas Housing Market Insights

July 2026 data · Updated September 6, 2026 · Next update September 20, 2026

Central Texas covers 3 metropolitan markets that behave quite differently from one another. Median prices run from $270,841 in Killeen to $329,000 in College Station, and inventory ranges from 5.2 months in Killeen to 6.2 months in College Station.

Market comparison

MarketMedian priceYoYHomes soldMonths inv.Days to sell
Killeen–Temple$270,841-3.87%5745.2110
Waco$285,000-5.00%2985.699
College Station–Bryan$329,000-3.22%3066.2104

“Days to sell” is the Texas Real Estate Research Center’s measure of days on market plus days to close — not days on market alone.

What stands out this month

Killeen–Temple

Median price fell 3.87% to $270,841. The market is close to balanced at 5.2 months of inventory. Homes are taking about 110 days from listing to closing, and there are 2,719 active listings competing. Sales volume is down 7.12% year over year.

Waco

Median price fell 5.00% to $285,000. The market is close to balanced at 5.6 months of inventory. Homes are taking about 99 days from listing to closing, and there are 1,458 active listings competing. Sales volume is up 7.19% year over year.

College Station–Bryan

Median price fell 3.22% to $329,000. The market is leaning toward buyers at 6.2 months of inventory. Homes are taking about 104 days from listing to closing, and there are 1,682 active listings competing. Sales volume is down 10.00% year over year.

What a flat fee is worth in Central Texas

Because KAT Realty charges a fixed $5,999 to list rather than a percentage, the savings scale with price. Here is how that plays out across the Central Texas markets on this page:

MarketMedian priceTraditional 3%KAT flat feeDifference
Killeen–Temple$270,841$8,125$5,999$2,126
Waco$285,000$8,550$5,999$2,551
College Station–Bryan$329,000$9,870$5,999$3,871

Illustrative, based on each market’s median sale price. Actual commission arrangements vary by transaction.

Being straight about the mathIn lower-priced markets the flat-fee advantage narrows. At a $270,841 sale price the difference is about $2,126 — real money, but not the five figures a flat fee saves in Austin or Dallas. The right question is what the representation is worth, not just what the fee is.

Frequently asked questions

Which Central Texas market is most affordable right now?

Killeen–Temple has the lowest median sale price in the group at $270,841 as of July 2026.

Which Central Texas market favors buyers most?

College Station–Bryan, at 6.2 months of inventory — well above the six-month level that marks a buyer's market. Killeen–Temple is the tightest in the group at 5.2 months.

Does KAT Realty work outside the major Texas metros?

Yes. KAT Realty Group serves buyers and sellers across Texas, including Central Texas, at the same flat fees of $4,999 for buyers and $5,999 for sellers.

How much does a flat fee agent save in a lower-priced market?

Less than in Austin or Dallas, and that is worth being direct about. At a $270,841 median sale price, a 3% listing commission is about $8,125, versus KAT Realty's $5,999 flat fee. The flat fee still wins, but the gap narrows as prices fall.

How current is this data?

This page reports July 2026 data from the Texas Real Estate Research Center at Texas A&M University and is refreshed monthly as new figures are released.

Buying or selling in Central Texas?

KAT Realty Group provides full-service flat fee representation across Texas — $4,999 for buyers and $5,999 for sellers, with $600 due at signing and the balance at closing, only if it closes.

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Source: Texas Real Estate Research Center at Texas A&M University, Monthly MSA Spotlight Reports for Killeen–Temple, Waco, College Station–Bryan, July 2026.
Data used in this report come from the Texas REALTOR® Data Relevance Project, a partnership between Texas REALTORS® and local REALTOR® associations throughout the state. Analysis is provided through a research agreement with the Texas Real Estate Research Center at Texas A&M University.
Figures cover single-family, condominium, and townhouse sales closed through Texas MLS systems; new-home sales negotiated directly with builders outside the MLS are not included.