For Buyers · Flat-Fee Representation
Buy your Texas home for a flat fee from $4,999.
Skip the traditional 3% buyer commission. Get full representation, expert negotiation, and a commission rebate at closing where allowed, so you keep thousands more in your pocket.
One transparent fee, no matter the property price or number of offers. This plan begins once you've identified a home that fits your criteria.
- Full buyer representation and fiduciary duty
- Offer strategy and pricing analysis
- Expert negotiation on your behalf
- Contract-to-close transaction management
- Buyer commission rebate at closing, where permitted
What's included
You receive the same full-service support as a traditional 3% agent, structured around a clear flat fee instead of a percentage of your purchase price.
- Review of offers, contingencies, and contracts
- Inspection and option-period guidance
- Coordination with lender, title, and closing
- Works for resale and new-construction (builder) purchases
Higher-priced homes (added E&O insurance cost): $900K–$2M +$1,000 · $2M–$3M +$2,000 · $3M+ +$5,000.
How much could you keep?
Move the slider to your target purchase price for an estimate of your savings versus a typical 3% buyer commission. Final rebate amounts depend on the cooperating commission offered and lender rules.
Estimate assumes a 3% buyer-side commission, minus the flat fee ($4,999; higher-priced homes add $1K–$5K above $900K for E&O insurance). Actual savings vary by transaction.
Why a rebate is possible
In most Texas transactions a buyer-side commission is offered by the seller or builder. With a flat fee, anything collected above the $4,999 service fee can be rebated back to you at closing, where your lender allows it.
- Applies to resale and many new-construction purchases
- Rebate is credited at closing, minus the flat fee
- Lender approval may be required on financed purchases
From first call to commission rebate.
Schedule a call
Review the process and the next steps tailored to your goals.
Sign the agreement
Enter a buyer agency agreement so we can represent you fully.
Collect offer details
Complete the forms and provide the details for your offer.
Offer & negotiation
We draft, present, and negotiate to secure the best terms.
Offer accepted
We guide you through the steps to move the deal forward.
Address contingencies
We help resolve inspection, financing, and timeline items.
Smooth closing
We coordinate with lender, title, and closing for a clean finish.
Commission rebate
After closing, we rebate the buyer commission, minus the flat fee.
What’s included, and how it compares.
Buyer representation is a flat $4,999 anywhere in Texas. Here is how that lines up against the alternatives, side by side.
What you pay
| KAT Realty | Traditional buyer agent | Rebate / discount broker | No agent | |
|---|---|---|---|---|
| Fee | $4,999 flat | 2.5–3% of purchase price | Varies, often 1–2% with a partial rebate | $0 |
| On a $500,000 home | $4,999 | $12,500–$15,000 | Varies | $0 |
| When it is due | $4,999 at closing | At closing | At closing | — |
| Seller-offered compensation above the fee | Rebated to you where lender rules allow | Kept by the brokerage | Partially rebated | Not applicable |
What you get
| KAT Realty | Traditional buyer agent | Rebate / discount broker | No agent | |
|---|---|---|---|---|
| Dedicated licensed Texas agent | Yes | Yes | Varies | No |
| Property search, alerts and showings | Yes | Yes | Varies | Self-serve |
| Comparable-sale analysis before offers | Yes | Yes | Varies | No |
| Offer writing and negotiation | Yes | Yes | Varies | You negotiate with the listing agent |
| Option-period inspection guidance | Yes | Yes | Varies | No |
| Repair-credit negotiation | Yes | Yes | Varies | No |
| Lender and title coordination | Yes | Yes | Varies | You coordinate |
| Final walkthrough and closing | Yes | Yes | Varies | You attend alone |
Third-party costs — inspection, appraisal, lender and title fees — are paid by the buyer in any transaction, with any agent. Competitor columns are shown as “varies” because service levels differ by company; ask any agent to put their inclusions in writing.
The $4,999 fee covers homes up to $900,000. Above that: add $1,000 for $900K–$2M, $2,000 for $2M–$3M, and $5,000 for $3M and above.
A flat fee saves the most on higher-priced homes. Below roughly $200,000, a percentage-based commission and a flat fee land close together. We would rather say that plainly than pretend the math is identical in every market.
Ready to start your search?
Book a free consultation to review your timeline, financing, and how much you could keep with flat-fee buyer representation.